BSA/Compliance Manager

"Company DescriptionSince 1958 America's Christian Credit Union has been dedicated to the vision of "Christians financially equipped to serve God's world" by providing lending and banking services to Churches, Ministries, and the individuals they employ and service across the United States. We are a banking institution that sees itself as an extension of ministry and more than a place for our Christian members to have access to deposit & loan services. As a leading Christian financial institution, ACCU is committed to providing innovative and user-friendly financial solutions to our valued members. With a strong focus on digital banking, we are dedicated to delivering exceptional member experiences through cutting-edge technology and personalized service.

Role DescriptionThis is a full-time role for a BSA/Compliance Manager at America's Christian Credit Union located in Glendora, CA, with flexibility for some remote work after 90 days. The BSA/Compliance Manager will be responsible for ensuring compliance with the Bank Secrecy Act (BSA) and related regulations. They will assist with developing and implementing policies and procedures to prevent and detect money laundering and terrorist financing activities. The BSA/Compliance Manager will also conduct periodic audits, train employees on compliance requirements, and work closely with internal and external stakeholders to ensure adherence to regulatory guidelines.

Major Duties and Responsibilities:• Conducts CDD, EDD, and other relevant KYC functions as needed.• Fulfills legal requests for information that are directed to the credit union, including (but not limited to) subpoena requests and regulatory member complaints.• Review the information involved in such requests to determine if a BSA/AML review is required.• Submits findings related to those requests to the BSA Officer for final review and approval.• Assists with and leads efforts of quality assurance measures on work produced by the credit union’s BSA staff.• Acts as the BSA Officer’s appointed designee on matters deemed appropriate to their role.• Creates standardized operating procedures when needed, and ensures procedures are detailed and comprehensive.• Maintains up-to-date knowledge of banking compliance regulations, such as the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations.• Provides weekly regulatory updates to the BSA department.• Manages the Credit Union’s 311 oversight.• Works with Vendors and other lines of business to ensure that Compliance matters are reported to the BSA Officer.• Establishes and maintains strong relationships with internal teams and external stakeholders.• Assists with the investigations of any compliance-related issues as needed.• Prepares reports and presentations related to compliance activities.• Provides guidance and advice to staff on matters related to compliance when needed.• Identifies any areas of non-compliance and provides recommendations for improvement to the BSA Officer.• Ensures proper reporting of violations or potential violations to duly authorized enforcement agencies as appropriate and/or required.• Maintains records and documentation of compliance activities, complaints, investigations, and outcomes. Analyzes, prepares, and files appropriate reports with regulatory agencies.• Participates in various committees, audits, and examinations under the direction of the BSA Officer, or their superior(s).• Responsible for organizing and supporting any look-back efforts related to BSA.• Acts as the department's subject matter expert on AML reviews, and properly provides guidance to BSA Specialists as needed.• Performs other job-related duties as assigned.Qualifications10+ years of experience in BSA/AML compliance within the financial industryStrong understanding of the Bank Secrecy Act (BSA) and related regulationsKnowledge of anti-money laundering (AML) and counter-financing of terrorism (CFT) laws and regulationsExperience developing and implementing policies and procedures to ensure complianceExcellent analytical and problem-solving skills with attention to detailEffective communication and interpersonal skillsAbility to work independently and collaboratively in a team environmentProfessional certification in BSA/AML compliance is a plus (e.g., Certified Anti-Money Laundering Specialist)