Senior Trust Officer

Major Job Function:Responsible for administration of personal trust accounts and new business development and acquisition.Experience/Skills necessary to perform duties: Bachelor’s degree or equivalent experience. Five to ten years of relevant experience in fiduciary administration and relationship management. CTFA or CFP certifications preferred. Proficiency in Microsoft Office, trust accounting software (AccuTrust), edocument management (Director), workflow forms (Unity), and related trust and investment systems. Excellent written and verbal skills. Adept with high touch communication with clients. Team player who possesses excellent judgment, initiative, and adaptability. Good intrapersonal relationship and service skills.

Regular Duties and Responsibilities

Administration of assigned accounts includes, but not limited to: Respond to client visits, calls, emails, correspondence and other client requests. Administer the opening and closing of accounts. Account document preparation and review: Coordinate with client or client’s attorney to review trust or other fiduciary documents as to administrative feasibility & acceptance. Review incoming assets to determine acceptability, transferability, qualification, or disposition. Prepare, provide, or execute governing documents to open and administer the account. Set up and maintain client and account profile info in the trust system. Maintain account opening and closing checklists to confirm accuracy and completion of account set up or closing. Administer fiduciary accounts in compliance with the governing documents, and applicable federal and state laws and regulations. Prepare, complete, and present account reviews to verify proper administration to Trust Committee. Direct and approve receipts and disbursements for posting: checks, inter-account transfers, ACHs, and wires. Submit discretionary distribution requests for trust accounts. Coordinate with assigned investment advisors to determine and document investment objectives of the account. Monitor account cash balances to assure the investment of funds and the availability of funds for disbursement. Submit and approve trade requests as needed. Confirm completion and accuracy of transactions posted. Administer miscellaneous account assets: real estate, LLCs & partnerships, oil & gas, precious metals, etc. Pay property taxes and insurance; inspect real estate properties; obtain and update valuations of miscellaneous account assets in the trust system. Other duties as assigned.

Develop new business

 Build and maintain a network with referral sources such as lawyers, CPAs, investment advisors, and other centers of influence. Respond to referrals from prospects, COIs, and internally. Make formal and informal presentations internally, to prospects, and to referral sources about fiduciary and investment services provided by the bank.