Internal Audit Director, US Regulatory Compliance.

Summary of the positionThe Credit Agricole S.A.Internal Audit Director, US Regulatory Compliance (also referred to as Inspection Générale (IGL) Supervisor) is an embedded role within the Credit Agricole CIB (“CACIB”) IGE team responsible for creating and implementing the audit coverage strategies local for the Combined US Operations (“CUSO”) Compliance, Risk, and Governance. The function of the CUSO is to provide guidance, reporting, and governance controls for the consolidated activities of CACIB and Amundi USA, but is not specifically responsible for the execution of operations in the entities. The US IGL Supervisor reports directly to the CASA IGL Head of audit for Group Central Functions, Savings Management, Insurance & Property Divisions, and locally to the IGE Americas’ Head of Audit. She/He supervises audit activities from risk assessment through reporting for CUSO Risk Management, Compliance, and Governance, providing strategic guidance on coverage and communication throughout. This includes managing and directing audit plan execution, assessing the control environment / governance of the responsible areas, communicating audit results to executive management and committees as appropriate, establishing relationship with key stakeholders in the region and globally, and coordinating with the global Credit Agricole S.A. Inspection Générale audit team (IGL). The US IGL Supervisor will also be responsible for validating any US IGE regulatory remediation closure packages.

She/He is responsible to review and sign off on debriefing presentations to management and the final report. She/He is also responsible for monitoring the timely completion of the recommended corrective actions within the CUSO environment and IGE regulatory issues. She/He coordinates multiple coverage areas and must be able to autonomously perform the role with sufficient decision-making capability.

The qualified candidate leads the IGL risk-based coverage of the CUSO control environment, including but not limited to developing the risk based multi-year audit plan, staff planning, continuous monitoring of risks within the responsible area, and active participation and communication with key stakeholders internally and externally. This includes staying informed of CACIB and Amundi activities related to the CUSO mandate.

Key Responsibilities Review, revise and maintain a CUSO internal audit strategy that appropriately considers the relevant and evolving risks facing activities within the assigned audit perimeter, producing all the deliverables following IGL methodologies, as per the Audit Charter. Includes ownership of auditable entity risk assessment for continuous monitoring and annual planning.Participate in audit scheduling to ensure that all areas within the assigned audit perimeter are reviewed on an adequate schedule commensurate with risk, adjusting as necessary for risk level changes or significant events impacting the assessed risk.Execute the audit plan efficiently and effectively to meet the established target dates and budgets.Ensure audit reports are prepared in accordance with IGL standards, synthesize findings into balanced conclusions, and highlight key deficiencies, implications and recommended improvements. All audit reports are submittedto IGL senior management for review before issuance.Oversee audit execution to ensure quality performance and timely completion of risk and control assessment.Support professional competence and continuing professional development of assigned staff by:Providing regular and constructive feedback on performance, offering guidance and goals for further development motivating poor performers to improve and effective performers to continue or enhance performance;Identifying knowledge & skills gaps, developing training proposals and other solutions to address identified needs; andParticipate in recruiting efforts, assessing the suitability of candidates for roles within the global department.Develop and maintain cooperative and productive relationships between the IGL and IGE teams and management of the assigned audit perimeter.Maintaining an ongoing dialogue with the appropriate level of management within the assigned audit perimeter as to the conduct of audit activities, control issues affecting their areas of responsibility, the status of outstanding control issues and changes in the activity, which may have an impact on the audit coverage or assessed risks.Manage and coordinate the program of audit recommendation follow-up per IGL methodology, assessing the status and effectiveness of corrective actions.Support the Americas’ Head of Audit to manage the relationship with external auditors and bank regulatory examiners, coordinating and facilitating inquiries, examinations and follow-up, and assuming additional responsibilities as required.

Management of a team during an assignmentSupervise Audit Lead in creating and planning objectives of CUSO audit coverageContribute to the team’s knowledge and skills developmentManage auditplanning and allocate work streams by team member and effectively manage projects/tasks/staff and budget resourcesManage co-source resources as necessary

IGE Continuous improvement Program / Transversal topicsThe qualified candidate should contribute to the continuous improvement of IGE/IGL audit methodology and practices. Specifically:

Contribute to the creation or update of methodologies and audit processes/guidesBuild and share knowledge (e.g. through contributing to SynerGIA, delivering training or taking part in various Methods and Support workstreams or assignments)Share any relevant information with the IGE/IGL Knowledge communities leaders and relevant Audit PartnersContribute to one or several IGE/IGL Knowledge communitiesManage resources and budget of the assignment to achieve the objectives of the audit planContribute to the preparation of the IGL audit planHe/she must complete all the mandatory trainings within the defined timelines.

Management and Reporting The successful candidate reports directly to IGL Head of audit for Group Central Functions, Savings Management, Insurance & Property Divisions, and locally to the Americas’ Head of Audit, with matrix guidance from to IGE Supervisor of Compliance coverage regarding local regulatory requirements.

Key Internal contacts Auditees, other control functions

Key External contacts External auditors and regulators as coordinated with the Americas’ Head of Audit and senior management

Role specific requirementsThis role may require business travels in any relevant locations to conduct the assigned audits, for periods up to several consecutive weeksAll Credit Agricole auditors must comply with the Audit Charter, in particular the five fundamental ethical principles (integrity, objectivity, confidentiality, expertise, and transparency) and all other locally applicable regulations.

Independence: Before or after an assignment, auditors shall have no direct operational responsibility or authority over any of the activities under review. They shall not develop systems or procedures, prepare records or engage in any activity, which belongs to the auditable perimeter.

Qualifications/Education RequiredBachelor or Master’s Degree in accounting, business, finance, engineering, IT or related fieldsEducational focus in accounting, finance or related field of studyIndustry recognized certification preferred (CPA, CIA, CISA, CRMA)

Experience Required:15+ years of experience in audit, at least 2 of which should involve managerial responsibilities in an audit group (e.g. Head of Compliance or Risk Management coverage, Head of Audit)Significant exposure in leading audit functions that conform to US regulatory standards (e.g., Federal Reserve Bank)Foreign Banking Organization experience

Competencies RequiredProject management (work organization, time planning, feedback, etc.)Relationship management/ Commercial senseCapacity to cooperate/ Ability to work across disciplinesIntermediate French

Skills & Knowledge RequirementsKnowledge of the principles, practices and techniques of auditingDemonstrated ability to gather, analyse facts, and prepare and present concise reportsKnowledge of bank organization and activities Ability to lead a group or work as part of a group to accomplish shared goalsSpecific skills/knowledge of FRB, NYDFS, FINRA and/ or SEC regulatory compliance requirements for foreign banking organizationsWorking knowledge of SR 08-8Very strong communication skillsAbility to analyse and summariseRigour and sense of organisationSense of urgency for results and prioritiesAutonomy and LeadershipUnderstanding of Laws, Rules, and Regulations specific to Foreign Banking Organizations (FBOs)