Underwriter

Description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).

Essential Duties and Responsibilities include the following. Other duties may be assigned.

Receive daily loans for underwriting that have been assigned by the Regional Underwriting ManagerMaintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthlyMaintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approvalIndicate the conditions and approvals and enter the information into the Loan Origination System or EmpowerAct and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicableReview and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelinesUpon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second reviewMaintain frequent contact with the Processors, Mortgage Loan Originators and Branch ManagersConduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Qualifications

Education and/or Experience

High school diploma or general education degree (GED)One to two years of experience in the mortgage industryAbility to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applicationsProficiency with MS Office and email

Preferred Qualifications

Bachelor's degree from four-year college or university preferredFHA Direct Endorsement preferredStrong written and oral communication skillsExcellent organizational skills and the ability to meet deadlinesAbility to accurately and efficiently process and record a large volume of data

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

Medical, Vision and Dental401(K)Employee Stock Purchase PlanFlex Spending AccountsLife InsuranceVacation, Sick, Personal Time and Company Holidays

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2

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