Debit Card Fraud Analyst (Hybrid Eligible: AZ, KS, NM, NV, TX, MO)

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.

Together, there’s no stopping you!

Job Title

Debit Card Fraud Analyst (Hybrid Eligible: AZ, KS, NM, NV, TX, MO)

Summary

Job Description

Provide fraud and loss prevention, investigation, recovery and restitution on external fraud, including but not limited to debit card and checks. Analyze data to determine trends and set controls for fraud prevention.

Essential Duties & Responsibilities

Analyze data derived from various alert and non-alert based sources to minimize fraud impacts and set controls for fraud prevention.Monitors and tracks fraud prevention for effectiveness and makes recommendations for changes to the controls.Researches and forms initial determinations for complex situations to mitigate potential losses.Communicates with clients to validate transactions and resolve claimsProcesses claims and performs loss prevention for debit card disputes.Works check fraud loss prevention system.Utilizes security systems and obtains pictures and/or videos as needed.Ensures compliance with legal and regulatory requirements.Attends conferences, seminars and other education opportunities as necessary to stay up-to-date on laws, regulations, trends and best practices.Performs other duties as assigned.

Qualifications

Strong oral and written communication skillsTeam oriented, possesses a positive attitude and works well with others.Strong analytical skillsAbility to conduct group presentationsAbility to prioritize and multitask in a fast paced environment in order to meet deadlines.Strong organizational skills, detail oriented, efficient and ability to maintain a high degree of accuracy.Aptitude to grasp risk scoring methodologies and techniquesThorough knowledge of bank operations, policies, procedures, compliance, and banking regulations.

Supervisory Responsibilities

None

Education And/or Experience

High School Diploma or equivalentMinimum one to two years of banking operations experience required, debit card experience preferredKnowledge of legal system (UCC’s, EFT, Criminal system, litigation) preferredExpertise with Regulation E and MasterCard rules preferredBilingual English/Spanish a plus

Computer And Software Skills

Skilled in operation of a personal computer, including Microsoft Word and ExcelGoogle SuiteExperience in loss prevention systems is preferred

Certifications, Licenses, and Registrations

None

Equal Opportunity Statement

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at hr@enterprisebank.com.

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please download the Equal Employment Opportunity is the Law poster HERE.