Credit Analyst

This position will be located in Itasca, IL.

Position Overview

Underwrite transactions, in a fast-paced environment, that support the verticals within the company.

Commitment To Internal Control

The incumbent accepts the responsibility for establishing and maintaining the internal control system associated with the essential duties and responsibilities of the functional areas that the incumbent manages.

Essential Duties And Responsibilities

Review applications for accuracy. Underwrite transactions up to $1M and decision transactions within earned credit authority. Underwrite and present transactions to management that exceed credit authority by accurately determining total exposure and recommending applicants accordingly. Review and analyze public information such as Dun & Bradstreet reports, Paynet reports, Secretary of State corporate name verifications, Safer reports, Credit Bureau reports etc. Call, fax or email for credit references. Review existing customers for additional exposure to determine if applicant stays in flow for underwriting or needs to be reviewed by Fleet for further consideration. Communicate via phone, email or in person with peers and other departments in a professional manner. Performs other related duties as assigned by management.

KPI’s (Key Performance Indicators)

Research industries, markets and equipment as requested. Communicate via phone or email Dealers, Manufacturers and Clients. Review and present transactions that exceed credit authority.

Responsibility and Decision-Making Authority

Act independently; Decision-making within Company policy.

Management/Supervisory Responsibilities

N/A

Qualifications

Ability to spread and analyze financial statements, preferred. Proficiency with Microsoft Office Suite Experience with Salesforce, preferred.

Competencies

Communicates changes effectively. Responds promptly to customer needs. Meets challenges with resourcefulness.

Education and Experience

Bachelor’s degree required with a major in finance preferred Two years of related experience and / or training, or equivalent combination of education and experience

Licensing and Certification

N/A

Tools And Equipment Used

Personal computer, copier, phone, and other typical office equipment

Working Hours

Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs

Travel

Occasional travel related to attendance at industry seminars

Physical Demands

Digital dexterity and hand/eye coordination in operation of office equipment Light lifting and carrying of supplies, files, etc. Ability to speak to and hear customers and/or other employees via phone or in person

The job description does not constitute an employment contract, implied or otherwise, other than an “at will” relationship and is subject to change by the employer as the needs of the employer and requirements of the job change.

The salary start at $58,000.00 - $68,00.00 with an opportunity for a discretionary annual bonus.

The salary range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience, and education.

Additional Benefits

Medical, Dental and Vision Plans401(k) and matchingGenerous Paid Time Off Company paid Life Insurance Employee assistance programTraining and Development OpportunitiesEmployee discounts