CRA & Fair Lending Officer

About Us

Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement – it is the secret sauce of our organization!

Our values live at the core of all that we do – Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. We are committed to fostering an environment focused on diversity, equity and inclusion, and we welcome Team Members from all walks of life. Join Team MVB today!

MVB Financial Corp. (“MVB Financial” or “MVB”), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker “MVBF.” Through its subsidiary, MVB Bank, Inc., (“MVB Bank”) and the bank’s subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.

This role can be based remotely.

Candidates must reside in one of the following states: West Virginia, Virginia, Texas, Florida, Ohio, Pennsylvania, Maryland, Washington D.C., New York, New Jersey, Arkansas, Alabama, Arizona, Delaware, Indiana, North Carolina, Georgia.

About The Role

The CRA and Fair Lending Officer serves as MVB’s primary point of contact for community development initiatives. This position is responsible for managing and overseeing the day-to-day functions of the Community Reinvestment Act (CRA) program as well as the fair lending program. This position reports to the Chief Compliance Officer and Head of IRM.

What You’ll Do

Develop, implement, and manage MVB’s CRA Program, including policies and procedures, to ensure a satisfactory CRA rating. Ensure that a proper CRA notice is posted in the lobby of all applicable MVB locations.Perform periodic self-assessment of the CRA program (Lending, Investment, and Service) and provide reporting to management.Identify issues limiting CRA lending and investment activities and cultivate solutions.Act as the primary contact with examiners or auditors for any CRA related issues, providing data or other requested information to examiners during CRA examinations.Keep abreast of regulatory development in CRA.Manage CRA compliance with technical aspects of the regulations including CRA data collection, submissions, maintenance, reporting analysis and disclosure.Assist in the development of new products to ensure that MVB’s lending programs, deposit products and other financial services are designed to enable MVB’s community neighbors to purchase businesses and build financial security.Assist in the coordination of MVB’s community outreach activities and community development service events.Identify opportunities for community development projects and serve as assistant liaison with external stakeholders such as community development organizations.Ensure records for CRA eligible Community Development activities and donations are maintained.Serve, where appropriate, as a member of civic, professional, and community development organizations that contribute to MVB’s CRA objectives.Communicate ways by which management and staff can address fair lending responsibilities for MVB’s lending practices and standards.Assist lenders in identifying and originating loans that meet the criteria of CRA in MVB’s CRA assessment areas.Foster a culture where all MVB Team Members and the Board of Directors have a good understanding of both CRA and fair lending laws applicable to their position.Implement training events to ensure compliance with CRA and fair lending policies and regulations.Handle any verbal or written complaint(s) received that impact the CRA performance and issue a response to the complaint.Maintain a list of MVB’s branches, their street addresses and geographies and list of branches opened or closed by MVB during the current year and the prior two years, their street addresses and geographies.Keep maps of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.Perform regular fair lending reviews of lending activities.

Education & Work Experience

Bachelor’s level or above related business degreeMinimum of 5-7 years of experience that is directly related to the duties and responsibilities specifiedDemonstrated abilities in community engagement, planning and outreach activitiesReport and proposal development and presentationsPublic communication, both written and oralAbility to work in fast-paced environment with many interruptionsProficient skills with financial spreadsheets and office software.Ability to simplify complex projects by focusing on key issues, activities and goals and identifying and acting upon a critical pathAbility to identify obstacles, manage expectations internally at MVB and externally with clients, and to effectively create solutions to problems which arise.Well-developed analytical and problem-solving skills.Strong verbal and written communication skills.Demonstrated ability to speak publicly as an expert in the field of community development, finance, and tax credit investing.Excellent time management skills with the ability to effectively manage client timelines and needs.Excellent interpersonal and teamwork skills, as well as ability to work independently.

Benefits At Mvb

MVB Financial Corp., (“MVB”) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:

Medical, Dental and Vision InsuranceHealth Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)Short- and Long-Term Disability PlanGroup Life Insurance401K Salary Deferral PlanWellness ProgramEducation & Tuition Expense ReimbursementPTO and Unique Vacation Purchase ProgramNationwide Pet Insurance Coverage

We encourage you to submit an application even if you haven’t performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with related knowledge, understanding and abilities who are willing to learn and grow. What we care about most is allowing you to develop and, in return, you help us become a stronger, more diverse and well-rounded organization.